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Free New Jersey Car Insurance Quotes
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Types Of NJ Auto Insurance Coverage
Standard & Basic New Jersey Car Insurance Policies
NJ Personal Injury Protection (PIP)
NJ Uninsured/Underinsured Motorist Coverage
NJ Comprehensive Coverage / Collision Coverage
The Right to Sue In NJ
New Jersey Auto Insurance Policy Options
New Jersey Car Insurance Consumer Bill Of Rights
Glossary Of NJ Auto Insurance Terms
New Jersey Auto Insurance Scoring
NJ Car Insurance Reform Updates
NJ Automobile Insurance Rating Territories
NJ Car Insurance Resources
NJ Automobile Insurance Articles
New Jersey Automobile Insurance News
NJ Automobile Insurance By City
New Jersey Auto Insurance Agents Directory
Pennsylvania Auto Insurance
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New Jersey Auto Insurance Buyers Guide
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Following is a table listing all New Jersey Auto Insurance
Policy Options. You can use this chart to compare and decide with New
Jersey Car Insurance Policy Options you want to choose.
After you have decided what New Jersey Auto Insurance policy options you
want, you can get the best coverage at the lowest cost by requesting a free
New
Jersey Car Insurance Quote. |
Coverages
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New Jersey Auto Insurance Policy Options
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LIABILITY - Bodily Injury and Property Damage
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- $35,000
- $50,000
- $100,000
- $300,000
- $500,000
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Personal Injury Protection (PIP)
Medical Expense Limit
Medical Deductible
Extra PIP Options - Income Continuation, Essential Services, Death
Benefit & Funeral Expense Benefit
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- $15,000
- $50,000
- $75,000
- $150,000
- $250,000
- $250
- $500
- $1,000
- $2,000
- $2,500
- You can decline or choose the extra PIP package.
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Uninsured / Underinsured Motorist Coverage
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- $35,000
- $50,000
- $100,000
- $300,000
- $500,000
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Collision Coverage Deductible
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- $50
- $100
- $150
- $200
- $250
- $500
- $750
- $1,000
- $1,500
- $2,000
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Comprehensive Coverage Deductible
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- $50
- $100
- $150
- $200
- $250
- $500
- $750
- $1,000
- $1,500
- $2,000
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Lawsuit Option
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- You can decline or choose the limitation on lawsuits.
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Following are some tips to lower your New Jersey Auto Insurance premiums:
- Your collision and comprehensive deductibles. Consumers can save
premium dollars by choosing higher deductibles or eliminating coverage
for older cars that are already paid for.
- Your auto-related health insurer option. Consumers can save premium
dollars by choosing their health care insurers as primary in the case of
auto accident-related injuries. It is important to check with your
health care insurer before choosing this option.
- Your Personal Injury Protection deductible and limits. Standard
policies usually carry a deductible of $250 and a PIP limit of $250,000.
Consumers can save premium dollars by choosing a higher deductible of
$500, $1,000, $2,000 or $2,500 AND/OR by choosing one of the new lower
PIP limits of $15,000, $50,000, $75,000, $150,000.
- Your lawsuit option. Consumers can save premium dollars by choosing
the Limitation on Lawsuit option, which limits suits for pain and
suffering except in cases of death or serious injury.
- Your vehicle options. Generally, higher-priced cars and
high-performance vehicles cost more to insure.
- Your multiple car discount. Insuring two or more automobiles on one
policy can reduce your premium.
- Your youthful operator credits. Some insurers offer special "Good
Student" discounts and discounts to those who successfully complete
driver education programs..
Get A Free New Jersey Auto Insurance
Quote |
